If you want sound unbiased advice, get it from someone who knows what he is talking about, and is not all that interested in what you eventually do. I don't care what you do, so you can believe what I write is honset.
We don't sell any investments or insurance, so we have no ax to grind. The topics on this page have been selected to help you understand some of the realities of investment management from a tecnhical standpoint - rather that a sales pitch from someone hoping to separate you from your money.
I hold a Masters Degree in investment management, and have written a book on the subject as well as all of the articles on this site - , but I admit that I don't care as much about your money as I do for my own - use if you want - if not, I will get over it.
I offer this information because it enhances my tax practice. I have no self-interested motivation in what you do with your money because I don't really care.